My Prosper.com experience

Someone sent me an anonymous email telling me they had hacked my loanio & sure enough,I logged in & someone has uploaded a pic & text to my page.There was also a problem with the questions from lenders display,so I told them about that too.They replied that now it had all been fixed & my bank account was never compromised.Only the hack is still up & the Q & A is veiwable for lenders only.Thats right.They fixed the problem by making it where  I can't even see my own loan questions. Several lenders have also complained about being double billed on their transfer inbound.

This place is a joke! 

I got worried about my Cd's so I called my Credit Union.They only have one CD on file for me.I'm missing $52,000 in Cd's that are somewhere between Zopa & my CU.

Thank you Zopa.3 years of hype followed by 8 months of total bullshit & lies.  

Dear ME,

You invested money into a certificate of deposit with a
partnership we established with Zopa. With recent changes in the American
economic environment, Zopa has made the decision to discontinue their operations
in the United States. We want to assure you that this partnership has in no way
affected the stability of your deposits with Zopa or Affinity Plus. Your
deposits are insured by the National Credit Union Administration (NCUA). If you
would like more information on NCUA insurance, you can access our Web site at www.affinityplus.org.

I just received this weird email



From: Gwen Lohrke <GLohrke@affinityplus.org>
To: XXXX
Cc: Gwen Lohrke <GLohrke@affinityplus.org>
Subject: Important Information About Your Zopa Certificate
Date: Oct 8, 2008 4:34 PM
Attachments: logosig.jpg Blank Bkgrd.gif


Nothing in it..So i call Zopa..This CU isn't with them anymore & all my stuff has been transfered to them.I kept prodding & (Jeff) didn't know much.I asked was Zopa shut down & he says "uuuhh uhhh uhh,no"

He says for further service i should contact Affinity Plus.

If you cut interest rates,forcing CD's lower,i & other Americans will take all our money out of the banks & put it in our mattress,so cutting rates will backfire.There is no soft landing,suck it up & let these poorly ran businesses go bankrupt.