Prosper borrower email about Bankruptcy

Hello,

My name is Laura. In March of 2007, you bid on my loan (http://www.prosper.com/lend/listing.aspx?listingID=109642).
I want to thank you for the faith that you put, but it is with much
regret that I must tell you that I am declaring bankruptcy.

I
wanted to let everyone know. I expect that this is going to come as
unwelcome news, but I felt it was best to tell everyone personally
before you heard it from Prosper. I will not offer any excuses or
reasons, as I feel that that is probably not important to you. I will
just say that times are rough for everyone right now, including me. I
have contacted all of my creditors, including Prosper, to see if they
could work with me on refinance or a deferment, but I have not been
successful in obtaining any such help. I am not faulting anyone for my
situation except myself; I listened to bad advice, and made poor
choices with my credit, but in the end it was still my choice to take
the advice. I wish there was another way, but I am at my wits end, and
I cannot do it anymore.

I sincerely apologize,
Laura