zcommodore

I have a saved search and standing order with some very strict (IMO) criteria for selecting loans.  Until recently that saved search found no loans 1-month late or defaulted between the credit grades of AA-B.  Unfortunately, recently, when I checked the performance, I noticed an AA loan for $14K had gone late.  This perplexed me a bit since it would have been nice to set an interest-rate range on the performance tab to see if it would have met my minimum rate and if I would have bid on it but the performance page doesn't have such a thing.

Well, thanks to the third-party site, ericscc.com, I can find the loan and look it over.  This is a capability that has been around for awhile but I just made good use of it once again and decided to tell everyone about it in case they missed it.

It was fairly simple to do.  I could see from the performance page that the loan in question was AA, was 1-month late, and was for $14K.  I went to the loans page on ericscc.com (under the Borrower Stats tab titled "Loan Search & Analysis) and entered those numbers.  There was only one loan that met those criteria so it was easy to find.

After looking it over, I am not sure if I would have bid on it or not.  I think my standing order would have hit it but if I had had a chance to look ahead at what might be upcoming, I may have blocked it from my standing order based on a couple of phrases in the description.  Either way, it is nice to know I can look at old listings again and do research on my saved searches based on historical performance data.