zcommodore - Latest comments

In response to: Prosper loans dropped 25% in August

bamalucky [Member] — Fri, 29 Aug 2008 21:35:39 +0000

Nice topic.

you see the fool article?

In response to: Competing with banks is stupid

bamalucky [Member] — Fri, 08 Aug 2008 01:59:44 +0000

Mine was Aug 6 & i forgot all about it till i read this.

In response to: Competing with banks is stupid

Nora_Lenderbee [Member] — Thu, 07 Aug 2008 21:33:40 +0000

Good post.

In response to: Bama's latest conspiracy

zcommodore [Member] — Sat, 02 Aug 2008 00:21:09 +0000

I only had the last 13 months of data readily available. I've never bothered to go back and check daily information prior to July 2007 and I didn't have time to collect it before I responded. If you want to send me the daily loan counts for the last 2 days of the month for all the other months, I can add it to the graph.

In response to: Bama's latest conspiracy

bamalucky [Member] — Fri, 01 Aug 2008 23:06:27 +0000

Any special reason you didn't go back to Feb 2007 when this all started?

In response to: Bama's latest conspiracy

zcommodore [Member] — Fri, 01 Aug 2008 21:16:48 +0000

See my response here with a graph:
http://www.prospers.org/forum/loans_that_were_approved_the_last_days_of_each_month_are_performing_way_below-t8665.0.html;msg139952#msg139952

In response to: Bama's latest conspiracy

bamalucky [Member] — Fri, 01 Aug 2008 20:14:46 +0000

I'm picking the last 2 days of every month & saying PMI is churning loans out to hit a monthly goal.

They are origination more on those days than any other time of the month.You have posted nothing to disprove that.

In response to: Bama's latest conspiracy

zcommodore [Member] — Fri, 01 Aug 2008 19:16:50 +0000

I already knew that July 1 is a Tuesday and that that day of the week has a spike--I mention that fact in this very blog post. I was making my point. I picked a date that disagreed with your case. My point is that you can't just pick a few dates that support your point without looking at the larger picture. In this case, the larger picture is incomplete for at least another week, if not two.