My remaining p2p instincts make me strongly prefer to know what's happened to my late borrowers. I feel much better about them defaulting if I know they've tried than if they just ignored me.
+1. I used to PM late borrowers too, but almost all of them simply ignored my messages which really pissed me off. Yes, shit happens and sometimes you can't pay your bills, but at least man up and have the courtesy to explain to your lenders what happened. The ones that can't be bothered, I hope they rot in hell.
Hell, would be to good for them. they deceived people, lied, and then was too much of a coward to let anyone know what had happened. There must be something worse than hell! I've got it a gang of angry prosper lenders in the same room as them. Oh wait that could be a courtroom, or torture chamber.