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Author Topic: Got banned  (Read 2020 times)
Beerbud1
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« Reply #45 on: January 15, 2010, 09:21:20 am »

the most honest suspension was urbi .. no emails, no communication whatsoever.

my interpretation: "we're suspending you because we can and we dont like something about you. we're not going to bother with trying to come up with a reason this time"
Hey What about me. I got  suspended the same day Urbi got suspended and for the same reason.
« Last Edit: January 15, 2010, 06:22:29 pm by Beerbud1 » Logged

"Keep your thoughts positive because your thoughts become your words.
Keep your words positive because you words become your behavior.
Keep your behavior positive because your behavior becomes your habits.
Keep your habits positive because your habits become your values.
Keep your values positive because your values become your destiny."
-Gandhi
xraider
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« Reply #46 on: January 15, 2010, 09:34:47 am »

There is so much PII on this guy...it's disgusting

On 1/6 he have a lecture called "Structing (his spelling...not mine) your credit to become a millionaire"

It seems that his specialty is advising people on credit issues.......

Not expecting a penny out of him.....it might be time for me to have some fun!

You can get suspended too...   Ninja!
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Prosper missed me.  They lifted my suspension a day early.
DakotahFury
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« Reply #47 on: January 15, 2010, 12:45:38 pm »

I sent him (the deadbeat) a nice message, as well...we'll see if I finally get suspended.  Grin

ETA: Clarification
« Last Edit: January 15, 2010, 12:53:51 pm by DakotahFury » Logged

"Life is a comedy to those who think, and a tragedy to those who feel." -Unknown
MsTabbyKats
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« Reply #48 on: January 15, 2010, 12:49:44 pm »

I invited his GL to the forum
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Cushie
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« Reply #49 on: January 15, 2010, 02:40:05 pm »

How did Prosper know that X sent five emails?  Are they hacking her email acct?  Ninja!
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I like long walks, especially when they are taken by people who annoy me.-- Noel Coward
Urbi_et_Orbi
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« Reply #50 on: January 15, 2010, 02:54:03 pm »

Prosper monitors PMs sent via the Prosper site.
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The Joker: http://i49.tinypic.com/2qwl82o.jpg
"I don't have an anti-Prosper agenda.  Prosper has an anti-lender agenda." - Mothandrust
Si vis pacem, para bellum
NewHorizon
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« Reply #51 on: January 15, 2010, 02:56:40 pm »

I'm not sure "monitors" is the right word.
I think (ok, speculate) they just look at whichever ones are related to complaints.
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112233
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« Reply #52 on: January 15, 2010, 03:05:29 pm »

they read org and then go look
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Mtnchick
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« Reply #53 on: January 15, 2010, 03:07:39 pm »

I'm not sure "monitors" is the right word.
I think (ok, speculate) they just look at whichever ones are related to complaints.

Apparently only one of the five complained, but they went and read everything she'd recently sent.
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Classic comment from Urbi to a poster who said they were leaving:

"Once again, we note that your threats are hollow and you come across like a sad, lonely blowhard.

I doubt anyone here gives a shit about you.  We pretty much all know that you are a vile and unethical parasite of a human being with an abnormal craving for attention."
MsTabbyKats
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« Reply #54 on: January 15, 2010, 03:18:58 pm »

I'm not sure "monitors" is the right word.
I think (ok, speculate) they just look at whichever ones are related to complaints.

Apparently only one of the five complained, but they went and read everything she'd recently sent.

Do they have anything else to do these days?
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bankomatic
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« Reply #55 on: January 15, 2010, 03:27:03 pm »

Simply stated, that is not enforceable.  There's no meeting of the minds. Otherwise, there would be no certainty.  Can you imagine if one party really could change the terms of a contract at will, particularly the way people typically don't even read contracts?

I'm not so sure that's true, at least with respect to what we are talking about here.  Certainly Prosper can't make enforceable retroactive changes to the Notes and such, which is why their failure to sell defaults to JDBs is a breach of contract.  The reason being that once a loan was made, it was a completed transaction, subject to the rules then in effect.  But it isn't obvious to me that Prosper can't change their rules about using their PM system, for example, and expect anyone choosing to subsequently use the PM system to abide by those new rules.  Under that theory, using the PM system would constitute implied acceptance of the then-current rules.  And IIRC, Prosper does make reference (with a link, I believe) to their PM policies when you go to send a PM.  In my mind, that makes Prosper's position on this even stronger.

Not that it matters anyway.  When Prosper banned me, I sent a lengthy explanation of exactly why my conduct violated none of Prosper's rules in effect at that time, and also demanded that Prosper rescind my ban or buy me out.  And Prosper couldn't have cared less.  It counts on the fact that most of us have so little (relatively speaking) invested, that it isn't worth our while to sue Prosper, even though we would have a very strong case.  Of course, that calculation almost turned out to be wrong once, which would have taught Prosper a thing or two.  But, Prosper "got lucky" with the SEC cease and desist, followed by the class action, coming at just the "right" time.   Ninja!

Sure a lot of us don't have big money sitting there but at the same time doesn't this allow us to use small claims courts to force prosper to either buy out the loans or reinstate the account?
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mothandrust
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« Reply #56 on: January 15, 2010, 03:30:02 pm »

Quote
Do they have anything else to do these days?

1. Hype pornstar listing
2. Blog cookie recipe
3. Delete the forums again
4. Protect deadbeats from hurt feelings
5. Purchase couch
6. Fix collections
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"It was probably a mistake to allow gold to rise so high."--Paul Volcker, 2005 interview with Jay Taylor
cowdog
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« Reply #57 on: January 15, 2010, 04:22:32 pm »

x, I think I'll take this opportunity to say:

I TOLD YOU SO!!!


 Grin
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onthefence
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« Reply #58 on: January 15, 2010, 06:14:41 pm »

Prosper has made it clear time & time again.  If you don't like how they do business, don't lend.

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Cushie
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« Reply #59 on: January 15, 2010, 06:31:30 pm »

I'm not sure "monitors" is the right word.
I think (ok, speculate) they just look at whichever ones are related to complaints.

Apparently only one of the five complained, but they went and read everything she'd recently sent.

Yeah, but, from what I gather, X didn't send it from the Prosper system.  The message was sent via her private email. 

(unless I'm reading that wrong)
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I like long walks, especially when they are taken by people who annoy me.-- Noel Coward
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