Hi H,
Welcome to the wonderful dysfunctional world of Prospers.org...lol
Luckily I found Prospers.org by chance before I started putting large amounts of money into it. It's a great tool to get a loan but terrible for lending. I reluctantly broke my statement of not bidding recently. I "amended" it to: listings from people here on .org that have an established history of trust. Close Friends/Family too. I'm hoping Loanio.com comes online soon. Let's see if they've corrected the many areas where Prosper.com failed for Lenders.
I have fun watching all the Drama too. I have to admit... I laugh my *ss off with some of the posts.
I wish I was around during the "good ol' days" before Prosper deleted their old forum.
http://www.prosperreport.comI cant check my hyperlink from the PC I'm using. Let me know if it doesnt work.