Got April! Came last night.
Yes, but ...
(1) Mine says I have three charged off loans when in fact I have five.
(2) The new statement format omits the transaction detail that was part of the old one. I have been cutting and pasting this into a spreadsheet each month. I can't do my month-end analysis without it.
I think you'll find you still have everything you really need. You will have to make a one time manual adjustment to your spreadsheet (and perhaps eliminate a column or two as no longer needed). Beginning month of April, Prosper cut the crap. They no longer report accruals not actually credited you. From now on it's just the facts, real cash brought to hand during the month. I like it. It's the way my real brokerage houses report to me.
Prosper's accounting transition caused a discrepancy between my receipts summary and my itemized note activity. I was credited with more cash than showed when I added my interest(+)fees to my return of principal. Prosper explained it to me this way:
"The discrepancy from the payments received total on the first page of the statement and the totals on [the detail] pages is a one-time adjustment to make the starting principal balance of April match the ending principal balance of March. This causes the April statement to include some payments in transit from March. Since payments in transit are no longer listed, 3 loans with payments in transit are included in the [Cash Activity – Payments received] figure."
Reviewing my detail pages, I realized interest was posted for all active notes but the three loans earliest in the cycle showed no principal paid. That was the difference. I'd have to adjust either March or April on my spreadsheet accordingly. Hope this helps.
