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Fred93
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« on: January 24, 2008, 03:50:32 pm » |
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Prosper has added a 3rd collection agency: Amshare.
I don't know anything about them, but I have changed my preference to the new agency. Same reason I have given in the past. If we don't send some work their way, we'll never learn about them. Because of the nature of the voting mechanism that determines the agency, a lot of people need to change their preference to get a few loans headed their way 5 to 6 months from now.
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yankeefan
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« Reply #1 on: January 24, 2008, 03:58:24 pm » |
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I'm in.
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 XIRR results= (6.52%) |
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BrassKnuckles
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« Reply #2 on: January 24, 2008, 04:26:15 pm » |
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+1
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Xenon481
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« Reply #3 on: January 24, 2008, 04:41:41 pm » |
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I'll change my setting, but it won't really make much of a difference since I'm not bidding anymore anyways.
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Mtnchick
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« Reply #4 on: January 24, 2008, 04:58:20 pm » |
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I thought it didn't really matter who you chose since there's more than one lender on the loan and P-----r USED to say they went with whomever was most popular, but of course, then it became just Penncro, then they picked which ones went to the "new" agency a few months ago.
Do we really have a choice on this?
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Classic comment from Urbi to a poster who said they were leaving:
"Once again, we note that your threats are hollow and you come across like a sad, lonely blowhard.
I doubt anyone here gives a shit about you. We pretty much all know that you are a vile and unethical parasite of a human being with an abnormal craving for attention."
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gelt4u
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« Reply #5 on: January 24, 2008, 06:37:00 pm » |
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I'm in.
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« Last Edit: January 25, 2008, 02:14:16 am by gelt4u »
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HollowOak
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« Reply #6 on: January 24, 2008, 07:43:42 pm » |
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I thought it didn't really matter who you chose since there's more than one lender on the loan and P-----r USED to say they went with whomever was most popular, but of course, then it became just Penncro, then they picked which ones went to the "new" agency a few months ago.
Do we really have a choice on this?
Which is why if a lot of lenders change to the new agency, they might get a few loans. |
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Navy-slush-fund
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« Reply #7 on: January 24, 2008, 08:03:29 pm » |
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I have switched....
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AtlGaFamily
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« Reply #8 on: January 24, 2008, 08:43:35 pm » |
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I thought that if Prosper sends a loan to a collection agency, it goes to the agency of the lender with the most $$$ on the loan, or as a back up, maybe in case of a tie, I guess it would go to the agency of the group of lenders with the most $$$ on the loan.
Anyway, I'll switch.
AtlGaFamily
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jmathree
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« Reply #9 on: January 24, 2008, 09:26:41 pm » |
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Switched.
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gassman0102
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« Reply #10 on: January 24, 2008, 09:57:18 pm » |
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I'm in.
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Fred93
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« Reply #11 on: January 24, 2008, 10:10:37 pm » |
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I thought that if Prosper sends a loan to a collection agency, it goes to the agency of the lender with the most $$$ on the loan... Some of prosper's explanations are poorly worded, so it is easy to understand your impression. They add up lender's votes, weighted by $ in the loan, and the agency with the most $ voting for it wins the loan. |
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jazzpianist
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« Reply #12 on: January 25, 2008, 03:28:03 am » |
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I'm in.
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Mtnchick
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« Reply #13 on: January 25, 2008, 07:01:23 am » |
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OK, I'll switch. And move some more money out  ETA - I'm showing AmSher, not Amshare. I'm sure it's the same company but has anyone done any looking into this company? |
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« Last Edit: January 25, 2008, 07:05:02 am by Mtnchick »
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Classic comment from Urbi to a poster who said they were leaving:
"Once again, we note that your threats are hollow and you come across like a sad, lonely blowhard.
I doubt anyone here gives a shit about you. We pretty much all know that you are a vile and unethical parasite of a human being with an abnormal craving for attention."
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zcommodore
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« Reply #14 on: January 25, 2008, 09:35:38 am » |
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I've switched. Keep in mind anyone who happens to use standing orders that you need to edit each standing order to use the new selection as well. Just changing your preference on the lending page only works for manual bids. Standing orders have their own selection that defaults to whatever you had selected when you created the order and does not change unless you manually edit the standing order. This goes for people who use the portfolio plans as well I would imagine.
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