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ToySoldier
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« on: July 11, 2008, 02:52:06 PM » |
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What is your experience in P2P lending?Not lending yet... going to gamble $1,000 in 2009 assuming P-----r is still around. I took out my 1st and only loan (so far) with prosper in 2007. http://www.prosper.com/lend/listing.aspx?listingID=193321How did you end up at Prospers.org?A Lender on P-----r requested a borrower be interrogated here in their listing.*grin* Where to do you live?Originally Connecticut but a pretty pair of legs reeled me into Missouri. Aside from family, I miss the ocean. *sighs* What do you do? Currently serving in Iraq with the MO. National Guard. A+ Certified Computer Tech in the Civilian world. Working on my Networking credentials (IS degree...MCSE) . Other Hobbies?RPG... old school Dice & Paper like D&D. I'm not an Evercrack or WoW kinda gamer. Sponging up financial advice from Fool.com and wasting valuable personal time laughing and cringing reading Propers.orgs' forum.
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« Last Edit: August 24, 2008, 10:58:47 PM by ToySoldier »
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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NewHorizon
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« Reply #1 on: July 11, 2008, 03:41:42 PM » |
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Hey TS. Good luck with the interrogation. As for RPG - I understand they're not so difficult to find where you are now.  |
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"Mark my prediction: Referendum is going to end up losing money. " -pninen (aka Fred93) 11/02/06 (Referendum's LS ROI is currently over 5%.)
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ToySoldier
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« Reply #2 on: July 11, 2008, 04:43:44 PM » |
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Hey TS. Good luck with the interrogation. As for RPG - I understand they're not so difficult to find where you are now. No... I'm not the one that needed interrogation... my posting went up "as is". It was another listing. I might make a $1,000 listing next year to try Prosper lending. RPG's are easy to find here. I might start a new campaign using the new 4.0 version of D&D http://www.wizards.com/default.asp?x=dnd/welcomeMakes it easy to start up now that u can download "legal" manuals: http://rpg.drivethrustuff.com/product_info.php?products_id=56697&filters=0_0_0&manufacturers_id=44 |
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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GLeaderAccountantsChoice
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« Reply #3 on: August 21, 2008, 03:39:56 PM » |
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I might make a $1,000 listing next year to try Prosper lending.
How many successful blenders do you know? |
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 *Warning - Lending stats subject to change |
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112233
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« Reply #4 on: August 21, 2008, 03:46:11 PM » |
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I might make a $1,000 listing next year to try Prosper lending.
How many successful blenders do you know? oster |
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ToySoldier
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« Reply #5 on: August 24, 2008, 10:51:32 PM » |
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I might make a $1,000 listing next year to try Prosper lending.
How many successful blenders do you know? . I'm having a hard time finding successful long term (365+) lenders still in the game. After becoming less ignorant about Prosper the last couple of months... I'll entertain myself for $500 to $1000 of my own money next year. Perhaps $0 if Loanio debuts in the near future. Cant imagine Loanio managing it worse than Prosper. Prosper has set a high bar for incompetence and loathing for Lenders. http://www.loanio.com/ |
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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GLeaderAccountantsChoice
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« Reply #6 on: August 25, 2008, 07:10:02 AM » |
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Best of luck to you then ToySoldier. I hope loanio turns out to be good myself, and if not, there are seemingly going to be quite a few options in the future. Who knows?  |
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*Warning - Lending stats subject to change |
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ToySoldier
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« Reply #7 on: August 25, 2008, 04:14:37 PM » |
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I think Loanio has a better chance than Globefunder to start up but who knows. Gonna give this p2p lending a small $$ shot just to say "I did". http://www.globefunder.com/lenders.php |
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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ToySoldier
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« Reply #8 on: August 25, 2008, 05:24:00 PM » |
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I might make a $1,000 listing next year to try Prosper lending.
How many successful blenders do you know? Forgot to mention that I'm paying my Prosper loan to $0 in 2 months. All my & DW's debt becomes $0 by 1 Nov this year. Not too shabby considering she hasnt worked since last April due to pre & post pregnancy issues. Good news... Dr says she will be strong enough by Oct to go back. Not happy leaving our newborn to daycare but I dont demobilize until Dec. |
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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ToySoldier
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« Reply #9 on: August 31, 2008, 08:36:02 PM » |
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I might make a $1,000 listing next year to try Prosper lending.
*** 1 NOV 2008 update (Iraq Time) *** No longer considering investing or "entertaining myself" on Prosper. It's just a mess. <edit> (Unless it's someone with an "established" history of trust here... family/freidns too) I dont see it operating one year from now, never mind 3yrs+ when my final payments are due. No entertainment if I cant follow along on a closed site. I have to thank Prospers.org forum members for shedding light on them. I also read the cheerleader posts too but the evidence is overwhelming against Prosper. I think the Fool.com article is just the beginning of bad press. http://www.fool.com/investing/value/2008/08/29/avoid-this-company-like-the-plague.aspxTo Prosper's credit... It did allow me to get a loan to bridge me over to the Fall semester 2007 before I was mobilized to go to Iraq. Gave me a little bit of a break from my 2 high % CC's. Prosper is good for borrowers... bad for a large percentage Lenders. If Fred93 can only hang on to a profit with his skills.. what chance would I have. Not good imo. |
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« Last Edit: September 19, 2008, 02:07:26 AM by ToySoldier »
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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ToySoldier
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« Reply #10 on: September 17, 2008, 07:32:01 AM » |
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I'm in... Hopefully Loanio gets it right this time:  |
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September 11, 2003 ~ ''These two entities -- Fannie Mae and Freddie Mac -- are not facing any kind of financial crisis,'' said Representative Barney Frank of Massachusetts, the ranking Democrat on the Financial Services Committee. ''The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing.''
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