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Welcome to Prospers.ORG

This site was started as a community for users of Prosper.com, LendingClub.com and other P2P lending sites. We are not affiliated with Prosper.com, LendingClub.com, or any other P2P lending site in any way.

Prospers.org offers various community facilities: discussion forums with various levels of access, IRC chat and this wiki.

Discussion Forums!

Prospers.org is the world’s largest independent community for those interested in peer-to-peer (p2p) finance, including Prosper Marketplace (Prosper.com) and LendingClub.

We provide free Prosper forums for lenders, borrowers, and groups. Please read ForumPolicies / ForumTips when you have a moment.

  • New users: Anyone can sign up; just go to the forum and register.
  • Lenders: To access lender-only forums, see HowToGetLenderAccess.
  • Group Leaders: We have a board for group leaders and lenders to correspond. If you are a GL, see HowToGetGroupLeaderAccess.
  • Groups: If you are a GL and want your own free forum for your members, just ask in Moderator Requests.

P2P Lending Blogs and Community Websites

Old and Archived Blogs


IRC Chat

Come and talk with other prospers (prosperians, prosperites, prospererers) in real time. Sometimes we are away from the computer, so don't give up hope :)

Prospers Wiki

This whole site is a wiki, which means anyone can add and edit the pages, once logged in. Please help make the community better by contributing to our wiki! Some useful pages:

  • Data: A collection of interesting charts, tables and other data about the Prosper borrowing/lending process.
  • Frequently Asked Questions: FAQs about Prosper borrowing, lending, groups and what have you.
  • Glossary: Terms and acronyms that may be found on Prosper, Prosper Discussion Forums, related third-party sites and, most likely through the laws of probability, an occasional entry familiar to the outside world.
  • Lawsuits: Information about Prosper Marketplace Inc. lawsuits against delinquent borrowers and other frauds discovered and prosecuted in the courts.
  • Lending Strategies: Summaries of Prosper lending in a broader context, bidding strategies, listing picker tools, books and games.
  • Prosper Directory: Contact information as collected by members of the Prosper community.
  • Prosper Statistics: A few graphs illustrating past lender activity along with some late/default data and paid loan statistics.
  • Prosper Stories: Stories about the ins-and-outs of Prosper.
  • Tools: Some useful tools to make your Prosper'ing more efficient.
  • Repurchased Loans: A survey of all loans repurchased by Prosper.
  • Web Sites: A collection of web sites and pages on those sites related to the Prosper borrowing/lending process.
  • Taxes: How to report your income and losses from Prosper on your tax forms.


Consult the User's Guide for information on using the wiki software.


Personal tools