Digital fingerprinting means things like taking note of the IP address a person uses when accessing prosper's web site, so one person can't just login over and over pretending to be 12 different people, each taking out a loan, like Victoria Crawford did. Uh... Were those digital fingerprinting techniques in place when Victoria Crawford did her deed?
Digital fingerprinting could include other items such as:
* Cookies
* Location of IP address (or set of IP addresses)
* OS Version, Browser Version,
Here is an example of additional data they can pull up:
http://www.showipaddress.com