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[Urbi_et_Orbi]

http://bankvibe.com/prosper-review-earn-7-13-apy-on-your-investments/

(complete with an affiliate link, of course)

Prosper is the largest peer-to-peer lending marketplace in the United States. It has over 870,000 members and roughly $181,000,000 invested. They have been providing an astounding 7% - 13% returns to their investors since their inception in 2006. The 7% to 13% range is dependent on your investing style, you can expect to receive around 7% if you invest conservatively (ie loan money to those with excellent credit only) or up to 13% if you invest more aggressively (ie loan money to those with a lower credit score).

Start investing with only $25!

What’s particularly enticing about this lending platform is that you can spread your investment out over a large number of loans, which reduces your overall risk through diversification. Even if you only get started with, say, $100 you can still spread this out to 100 different notes, essentially loaning $1 to 100 different individuals with varying credit scores.

Peer to Peer lending has seen exponential growth throughout the last few years because of it’s innovative approach to lending and borrowing. Prosper essentially functions as a bank in that it collects deposits (from lenders) and loans that money to credit-worthy borrowers. Their online interface functions as the banking staff, so they can drastically cut down on expenses which many brick-and-mortar financial institutions must deal with. 

Learn More.

What are the benefits of investing with Prosper?

A) Besides, their track record of phenomenal returns on your investment (7-13% APY!) they also allow investors to get started with as little as $25, so their isn’t much risk involved for newbie’s to “get their feet wet” with the program.

B) You can filter your investments on a three tier system - conservative, moderate, or aggressive.

C) Prosper is backed by Accel Partners, Benchmark Capital, DAG Ventures, Fidelity Ventures, Meritech Capital Partners, and Omidyar Network.

What are the risks of investing with Prosper?

A) Prosper is not an FDIC insured institution.

B) Unlike bank CDs (certificates of deposit) their is a possibility of losing part of your principle investment.

C) Your money is not accessible while it’s invested, unlike a bank - where you can retrieve your money at any time.

Get Started!

[bamalucky]

Without clicking,i'm guessing he has a referral link on there somewhere.

[Urbi_et_Orbi]

Without clicking,i'm guessing he has a referral link on there somewhere.

Several...

[Mtnchick]

Well damn - I can take $100 and spread it out over 100 loans! Hell, I'd probably bid again

[TotoMMB]

Can I nominate for most unintentionally ironic?

"B) Unlike bank CDs (certificates of deposit) their is a possibility of losing part of your principle investment."

Beside using the wrong "their", I'd rather have my "principal" back. My investing "principle" is totally shot.

[Tokyo Joe]

Lobby.

If he's gonna Googlize his garbage, then let's Googlize our response.

[God-Father]

Second

[cowdog]

Dan Nelson

 

[Urbi_et_Orbi]

Looks like this post - and all the comments - were poofed.

I guess the comments didn't serve the affiliate purpose quite as intended.

 

[shemachinist]

http://bankvibe.com/an-alternative-to-bank-cds-certificates-of-deposit/

try this link.  It was still there after I did a search for prosper.  Comments are still there as well. 

S

[Urbi_et_Orbi]

http://bankvibe.com/an-alternative-to-bank-cds-certificates-of-deposit/

try this link.  It was still there after I did a search for prosper.  Comments are still there as well. 

S

Thanks, but that's not the same one as captured in the OP.

Even back then, I don't think many comments actually passed moderation.

[NewHorizon]

FWIW, still google-cached (but without comments).
http://74.125.93.132/search?q=cache:http%3A//bankvibe.com/prosper-review-earn-7-13-apy-on-your-investments/

[mothandrust]

Let's give him the benefit of the doubt; if he misspelled 'principal' maybe he misspelled other words too:

Besides, their track record of phenomenal returns on your investment (7-13% APY!)

See here he meant to say that Prosper charges a high fee to borrowers, and investors will get a nominal return of 7-13% of what they put in.

[Senator]

Let's give him the benefit of the doubt; if he misspelled 'principal' maybe he misspelled other words too:

Besides, their track record of phenomenal returns on your investment (7-13% APY!)

See here he meant to say that Prosper charges a high fee to borrowers, and investors will get a nominal return of 7-13% of what they put in.