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[christoofar215]

Last update they made to my TU report wsa 9/30/2009.


I wonder if they've paid their Experian and Transunion bills.  Usually they've updated every quarter (3 mos) but we're going on 4 months now...

[112233]

I pulled my CR on 1/14, and the last update was 9/2009 as well

[Cushie]

I'll try and pull mine today and see if mine's the same.  I suspect it will be.

[Cushie]

Okay, same here.

Item Detail
 
 
PROSPER MARKETPLACE INC 

Address:
 111 SUTTER ST FL 22
  SAN FRANCISCO, CA 94104
 No phone number available  Account Number:
2....     
 
 

Address Identification Number:   0204655484 
 
 

Status:
Open/Never late.   
 
 

Date Opened:
11/2007 
Date of Status:
09/2009 
Reported Since:
12/2007 
Last Reported Date:
09/2009 
 
Type:
Installment 
Terms:
36 Months   
Monthly Payment:
$72 
Responsibility:
Individual   
 
Credit Limit:
$2,200 
High Balance:
N/A   
Recent Balance:
$941  (reality: 690.08)
Recent Payment:
$72 
 
 

[christoofar215]

Nominate for Lobby.   Needs seconds.


I'm writing a nastygram to Prosper.   Willl publish the text here when I get a response.

[bamalucky]

2nd for lobby. I think it's pretty important that lenders know that 1 of the few holds we had over borrowers is malfunctioning.

It's pretty pathetic to think that some of my lates have had no black marks for the past 5 months.

[christoofar215]

Email sent.



Why have you not updated any credit reporting information since September 2009?

I have complained about this in the past.

What excuse is it this time?

Several other Prosper members have verified that your credit reporting data updates were last done in September 2009.   That's means it has been 4 months since you have last updated data.

You are putting other corporations at a disservice by not properly reflecting borrower's credit relationships with you.

[Cushie]

I'll second.  I think this is something that Prosper has power to control and doesn't until called on it.  I think this happened a while back, too.

[Xenon481]

Thirded for Lobby.

It is sickening to see yet another example of how Prosper neglects one of its most basic duties.

[bamalucky]

I would think this is also a violation of both the lender & borrower agreements

[112233]

2nd for lobby. I think it's pretty important that lenders know that 1 of the few holds we had over borrowers is malfunctioning.

It's pretty pathetic to think that some of my lates have had no black marks for the past 5 months.

do you know that for sure? I've read that sometimes on time accounts lag in reporting.

[bamalucky]

2nd for lobby. I think it's pretty important that lenders know that 1 of the few holds we had over borrowers is malfunctioning.

It's pretty pathetic to think that some of my lates have had no black marks for the past 5 months.

do you know that for sure? I've read that sometimes on time accounts lag in reporting.

How could I be sure? Prosper won't let me contact my lates & it appears that they don't either.

[misssalaska2000]

Yeah, mine hasn't been updated since 9/2009 either:

PROSPER MARKETPLACE #19737
111 SUTTER ST
22ND FLOOR
SAN FRANCISCO , CA 94104
(415) 593-5431

Balance: $2,667 
Date Updated: 09/2009 
High Balance: $8,000
Past Due: $0
Terms: $291 for 36 months

Pay Status: Paid or Paying as Agreed 
Account Type: Installment Account 
Responsibility: Individual Account 
Date Opened: 09/2007

[pioneer11]

Why isn't this in the lobby yet?

[Nora_Lenderbee]

Why isn't this in the lobby yet?

Those darned lazy mods. They need to be replaced.