I have three Ch.13 BK's -- not one has made a single payment:
Loan 18252 Listing 185107 filed 1/11/10
Loan 15955 Listing 143499 filed 4/19/10
Loan 13217 Listing 118349 filed 9/8/08 
I also have two Ch. 7 BK's filed long ago with no discharge yet:
Loan 16015 Listing 148555 filed 2/27/10
Loan 13033 Listing 115947 filed 8/21/09
I wonder how many of these Prosper has screwed up? Time to email Prosper in an effort to find out (I'm sure Prosper will be overjoyed to hear from me 
).
ETA: I just emailed Prosper. We'll see what they say. Also, +2 (or whatever) on Lobby -- this thread is 100% Lobby-worthy.
After 2.5 MONTHS, I just received a response:
Dear Ira,
Thank you for contacting Prosper. I would like to apologize for the delayed response. This research is a manual process that requires searching each states bankruptcy cases. Once the case is found it requires a review of the case history, then a dig down to the details to be able to provide an accurate assessment of the case. This work was completed for you and many other lenders inquiring about the status of bankruptcies on their invested notes. After the review we have updated the status in the system where it was necessary and in the instances where the case is still open we have provided a general status. I am pleased to state that I did not locate another incident which prompted you to inquire about the status of your bankruptcies.
Prosper is actively working to improve the information we provide on loans in bankruptcy. Our aim is to provide more concise status updates so that our lenders do not have to spend time inquiring as you have. While I don’t have the exact timeframe in which we expect to have this improvement implemented, I can assure you that it is very much a company goal.
Sincerely,
Rhasan Wafer
Customer Relations Manager
Prosper Customer Support
There was also an Excel spreadsheet containing the following info:
Loan # Status
18252 Pro rata distribution from any remaining plan funds
15955 Discharge updated
13217 Bankruptcy case dismissed. Loan will now follow collections process.
16015 Already reflecting Discharged on Loan
13033 Discharge updated
As usual, this response raises new questions:
On loan #18252, it has been
14.5 months since the borrower filed Ch. 13 -- a Plan should have been filed and confirmed long ago. Was it, and if so, what does it provide to the lenders?
On loan #15955, Prosper previously reported that this was a Ch.
13. Now it claims it was a Chapter 7. Did Prosper screw up then, is it screwing up now, or was the 13 converted to a 7 (and when)?
On loan #13217, my Prosper account simply notes this loan as charged-off in collections, with NO reference to any BK at all. Aside from the fact that Prosper should show the entire history (i.e., BK filed, and then dismissed), a much more troubling question is WHEN was the BK dismissed? It was filed on 9/8/08, and presumably was dismissed within months -- more than TWO YEARS ago. Why is Prosper only figuring that out NOW? And since it is easier to collect on fresher debt, Prosper should repurchase this loan from the lenders, since it is more likely it would have been able to collect on it two years ago than now.
Looks like another Prosper cluster-fuck.
