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Author Topic: A Prosper trivia question  (Read 74318 times)

HollowOak

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Re: A Prosper trivia question
« Reply #30 on: January 08, 2008, 08:32:01 pm »
Quote from: traveler505 on January 08, 2008, 08:31:07 pm
Quote from: HollowOak on January 08, 2008, 08:29:13 pm
Maine and Massachusetts?


BTW, how many entries am I allowed?

How many pairs of states are there?

BTW, we already have a winner, but I thought I'd keep the game going a bit longer.   :ninja:
* HollowOak cries "foul!"
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traveler505

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Re: A Prosper trivia question
« Reply #31 on: January 08, 2008, 08:32:37 pm »
Quote from: Nora_Lenderbee on January 08, 2008, 08:30:07 pm
Do they have to be states?  :D

Yep.  That ruled out Armed Forces Pacific and Armed Forces Europe, as well as District of Columbia.
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traveler505

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Re: A Prosper trivia question
« Reply #32 on: January 08, 2008, 08:36:37 pm »
Quote from: traveler505 on January 08, 2008, 08:22:29 pm
Quote from: ira01 on January 08, 2008, 08:19:14 pm
Alaska & Arkansas?

You expect anyone on this forum to believe that Arkansas has a perfect payment record?   ;D

No one on this forum would believe it, but it's true.  There are no late or defaulted loans in Arkansas. 

None in Alaska either.

Ira01 wins, subject to post-contest testing for steroids and third-party site usage.
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DrKarnes

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Re: A Prosper trivia question
« Reply #33 on: January 08, 2008, 08:38:47 pm »
I vote test him for steroids - he lives in CA.
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Xenon481

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Re: A Prosper trivia question
« Reply #34 on: January 08, 2008, 08:43:22 pm »
I bet Nevada has a perfect record too.
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jmathree

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Re: A Prosper trivia question
« Reply #35 on: January 08, 2008, 08:46:53 pm »
Quote from: traveler505 on January 08, 2008, 08:36:37 pm
Quote from: traveler505 on January 08, 2008, 08:22:29 pm
Quote from: ira01 on January 08, 2008, 08:19:14 pm
Alaska & Arkansas?

You expect anyone on this forum to believe that Arkansas has a perfect payment record?   ;D

No one on this forum would believe it, but it's true.  There are no late or defaulted loans in Arkansas. 


I live there, so I'd like to think it will stay that way.  However, I remembered seeing this one fund-- http://www.prosper.com/lend/listing.aspx?listingID=217471 not long ago.

I doubt this one will go 36 months to maintain that perfect record.  Though I could be wrong.

ETA:  HO, if this isn't appropriate for the public forums, feel free to poof it.
« Last Edit: January 08, 2008, 08:49:04 pm by jmathree »
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ira01

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Re: A Prosper trivia question
« Reply #36 on: January 08, 2008, 09:07:22 pm »
Quote from: HollowOak on January 08, 2008, 08:24:50 pm
California and Colorado?

All of the "New Agency Test" lates are from California . . . .
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investsf

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Re: A Prosper trivia question
« Reply #37 on: January 08, 2008, 09:57:08 pm »
Quote from: Xenon481 on January 08, 2008, 08:43:22 pm
I bet Nevada has a perfect record too.
My first thought too, but he expressed it as "in which Prosper has originated loans".
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traveler505

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Re: A Prosper trivia question
« Reply #38 on: January 08, 2008, 10:05:53 pm »
Quote from: investsf on January 08, 2008, 09:57:08 pm
Quote from: Xenon481 on January 08, 2008, 08:43:22 pm
I bet Nevada has a perfect record too.
My first thought too, but he expressed it as "in which Prosper has originated loans".

Correct.  Rhode Island and South Dakota share Nevada's claim to zero-loan perfection.
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mhs505

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Re: A Prosper trivia question
« Reply #39 on: January 10, 2008, 10:48:19 pm »
Quote from: traveler505 on January 08, 2008, 08:13:00 pm
[No peeking at third-party sites, API, etc, allowed.]

There are two states in which Prosper has originated loans where all of the loans are current (by LendingStats definition, which I assume means no more than 15 days late) or paid in full.  Name them. 

(HINT:  Both states start with the same letter.)


I see the answer, but now, out morbid curiousity, how many loan orginated in each state?
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traveler505

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Re: A Prosper trivia question
« Reply #40 on: January 10, 2008, 10:50:40 pm »
Quote from: mhs505 on January 10, 2008, 10:48:19 pm
Quote from: traveler505 on January 08, 2008, 08:13:00 pm
[No peeking at third-party sites, API, etc, allowed.]

There are two states in which Prosper has originated loans where all of the loans are current (by LendingStats definition, which I assume means no more than 15 days late) or paid in full.  Name them. 

(HINT:  Both states start with the same letter.)


I see the answer, but now, out morbid curiousity, how many loan orginated in each state?

Alaska 19 loans  (16% rate cap)
Arkansas 25 loans (9.75% APR rate cap)

ETA:  Low rate caps are not a guarantee of repayment success.  The state with the highest delinquency rate (27.04%) is Pennsylvania, with 21 loans and a 6% rate cap.  (Somehow, I suspect Muleshoes played a major role in  making that statistic possible.)
« Last Edit: January 10, 2008, 10:54:26 pm by traveler505 »
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ducks

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Re: A Prosper trivia question
« Reply #41 on: January 11, 2008, 12:29:23 am »
I've seen comments about the Confederate States, but, as well as the perfect record of Arkansas, Tennessee's delinquency rate is less than 10% (5 of 51) and South Carolina has only four delinquent Prosper loans out of 46.

Of course, SC is rate capped at 12% and TN is capped at 10.5%.
« Last Edit: January 11, 2008, 12:31:24 am by ducks »
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traveler505

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Re: A Prosper trivia question
« Reply #42 on: January 11, 2008, 12:43:20 am »
Quote from: ducks on January 11, 2008, 12:29:23 am
I've seen comments about the Confederate States, but, as well as the perfect record of Arkansas, Tennessee's delinquency rate is less than 10% (5 of 51) and South Carolina has only four delinquent Prosper loans out of 46.

Of course, SC is rate capped at 12% and TN is capped at 10.5%.

Texas, Alabama, and Georgia are among the ten highest-delinquency states.
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ducks

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Re: A Prosper trivia question
« Reply #43 on: January 11, 2008, 12:52:06 am »
Well, Texas sucks. We all know that now. We also know that Pennsylvania, a Yankee state, has the highest delinquency rate. So, what are the other six of the ten highest delinquency states?
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traveler505

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Re: A Prosper trivia question
« Reply #44 on: January 11, 2008, 01:18:57 am »
Quote from: ducks on January 11, 2008, 12:52:06 am
Well, Texas sucks. We all know that now. We also know that Pennsylvania, a Yankee state, has the highest delinquency rate. So, what are the other six of the ten highest delinquency states?

The Terrible Ten, courtesy of LendingStats:

Pennsylvania  27.04%
New Mexico  22.30%
New Hampshire  21.28%
Texas  20.40%
Alabama  20.07%
Idaho  19.40%
Vermont 16.81%
Georgia  16.69%
California 16.36%
Missouri  16.22%
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