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[bamalucky]

Can you click here & still lend?

http://www.prosper.com/lend/performance.aspx?af=0&esba=63&gm=0&gr=0%2c1%2c2%2c3%2c4%2c5&hw=0&iba=255&ibid=0&iwatch=0&lc=0%2c1%2c2%2c3%2c4%2c5%2c6%2c7&lq=&maxAmt=25000&maxDTI=1000000&maxFund=1&maxGrpTLC=1000000&minA=0&minAA=0&minAmt=0&minB=0&minC=0&minD=0&minDTI=0&minE=0&minFund=0&minGrpTLC=0&minHR=0&minNC=0&occ=&od=04%2f16%2f2008&oer=01%2f01%2f2008&osr=11%2f01%2f2005&plcgd=&plp=0&sf=10&sh=0&sn=&tg=0

Note: this is defaults.Lates -4 month lates are NOT included in the EST ROI

[snake]

actually, it's made me want to become a borrower instead. lol

[pioneer11]

actually, it's made me want to become a borrower instead. lol

That is the best way to make money on Prosper.

[Urbi_et_Orbi]

I know we sometimes joke about this, but I really want to keep new people in the dark long enough that I can get my money out.

[rilesemo]

ARe they telling the truth now? Or is still worse then that?   Wow i think that is the first time i have seen #s close to what has been happening.

[bamalucky]

I know we sometimes joke about this, but I really want to keep new people in the dark long enough that I can get my money out.

These latest changes will double the number of suckers lenders.We should be good to go for a couple more years.

[LoanChimp]

Note: this is defaults.Lates -4 month lates are NOT included in the EST ROI

yes they are (at least a portion of)

[Tokyo Joe]

God bless D's.  After 2+ years, they still outperform C's...

I always knew it... 

[ducks]

Lenders haven't been good at pricing risk. If risk was priced appropriately, lower grades would provide a better net return than higher grades. Higher risk should correlate with higher returns. Therefore, the return on Ds should be higher than the return on Cs

However, the return on As should reasonably be higher than the return on AAs, the return on Bs higher than the return on As, the return on Cs higher than the return on Bs, and so on.

[Penelope]

God bless D's.  After 2+ years, they still outperform C's...

I always knew it... 

I TRIED to tell Pensioner that ... I think he got a hold of a bad bottle of wine.  Or I did.

[Capital_Finance_Group]

We need to figure out how to short a Prosper Loan.

[ira01]

Don't forget that the 66 NAT loans (which should be counted as Late-4's, if not defaults), are being treated by Prosper as if they had never originated.  So the real numbers are even worse.

[bamalucky]

Don't forget that the 66 NAT loans (which should be counted as Late-4's, if not defaults), are being treated by Prosper as if they had never originated.  So the real numbers are even worse.

Yes,most of those were AA & A if i remember correctly..This would put those 2 grades down like the rest.

[zcommodore]

Can you click here & still lend?

http://www.prosper.com/lend/performance.aspx?af=0&esba=63&gm=0&gr=0%2c1%2c2%2c3%2c4%2c5&hw=0&iba=255&ibid=0&iwatch=0&lc=0%2c1%2c2%2c3%2c4%2c5%2c6%2c7&lq=&maxAmt=25000&maxDTI=1000000&maxFund=1&maxGrpTLC=1000000&minA=0&minAA=0&minAmt=0&minB=0&minC=0&minD=0&minDTI=0&minE=0&minFund=0&minGrpTLC=0&minHR=0&minNC=0&occ=&od=04%2f16%2f2008&oer=01%2f01%2f2008&osr=11%2f01%2f2005&plcgd=&plp=0&sf=10&sh=0&sn=&tg=0

Note: this is defaults.Lates -4 month lates are NOT included in the EST ROI

Oh Bama.  Stop being such a spoil-sport.  You know things are better now.  Things were different back then.  We didn't have as much data.  Besides, all of us with experience know how to pick the good ones from the bad.





It's different now....





That's what I'm trying to say....




 











 

[Roadhawk]

We need to figure out how to short a Prosper Loan.

+1