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Author Topic: Fred93 blog 04/15/08 - late loan stats update  (Read 12632 times)

RateLadder_com

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Re: Fred93 blog 04/15/08 - late loan stats update
« Reply #30 on: April 18, 2008, 01:50:04 pm »

RL,

How do you feel about your own portfoilo?

http://www.lendingstats.com/lenders/RateLadder_com

Even you are starting to see substantial lates in the "prime" grades. The cummulative hazard function generally dictates that as time goes by you only have more defaults.
I wish I had applied the inquiries in the last 6 months filter from the beginning.

Staneslav

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Re: Fred93 blog 04/15/08 - late loan stats update
« Reply #31 on: April 18, 2008, 02:57:45 pm »

a
« Last Edit: December 07, 2017, 11:25:59 am by Staneslav »
Logged
Look to my coming, at first light, on the day of the Cub's mathematical elimination. At dawn, look to the NL Central.
My apologies to Tolkien.

RateLadder_com

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Re: Fred93 blog 04/15/08 - late loan stats update
« Reply #32 on: April 18, 2008, 03:18:12 pm »

RL,

How do you feel about your own portfoilo?

http://www.lendingstats.com/lenders/RateLadder_com

Even you are starting to see substantial lates in the "prime" grades. The cummulative hazard function generally dictates that as time goes by you only have more defaults.
I wish I had applied the inquiries in the last 6 months filter from the beginning.

What were the filters you applied to the graph you had posted?
No filters...  All loans in a credit grade.

Staneslav

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Re: Fred93 blog 04/15/08 - late loan stats update
« Reply #33 on: April 18, 2008, 04:44:38 pm »

a
« Last Edit: December 07, 2017, 11:25:50 am by Staneslav »
Logged
Look to my coming, at first light, on the day of the Cub's mathematical elimination. At dawn, look to the NL Central.
My apologies to Tolkien.

RateLadder_com

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    • RateLadder -- Prosper.com Lender Blog, Lending Strategy, Rate Analysis and Personal Finance
Re: Fred93 blog 04/15/08 - late loan stats update
« Reply #34 on: April 18, 2008, 04:50:50 pm »

RL,

How do you feel about your own portfoilo?

http://www.lendingstats.com/lenders/RateLadder_com

Even you are starting to see substantial lates in the "prime" grades. The cummulative hazard function generally dictates that as time goes by you only have more defaults.
I wish I had applied the inquiries in the last 6 months filter from the beginning.

What were the filters you applied to the graph you had posted?
No filters...  All loans in a credit grade.

Have you rerun this graph since 12/07?
the graph I posted on this thread is from the beginning of this month.

Staneslav

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Re: Fred93 blog 04/15/08 - late loan stats update
« Reply #35 on: April 18, 2008, 04:52:51 pm »

*Poof*
« Last Edit: April 18, 2008, 04:55:27 pm by Staneslav »
Logged
Look to my coming, at first light, on the day of the Cub's mathematical elimination. At dawn, look to the NL Central.
My apologies to Tolkien.
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