Prospers.ORG Prosper Forum

Advanced search  

News:

Welcome to Prospers.ORG!   Login here

Pages: [1] 2 3   Go Down

Author Topic: February 2007 loans pass 1/3 late(now 40.5% late)NEW TITLE  (Read 13197 times)

bamalucky

  • Hero Member
  • *****
  • Karma: +427/-427
  • Posts: 42819
    • View Profile
February 2007 loans pass 1/3 late(now 40.5% late)NEW TITLE
« on: July 08, 2008, 09:34:56 am »
As of today Feb 07 loans flipped 33.68% late.

http://www.lendingstats.com/loansFunded
« Last Edit: November 29, 2008, 11:09:42 am by bamalucky »
Logged
There are no stupid questions, just stupid people.

NewHorizon

  • Hero Member
  • *****
  • Karma: +0/-0
  • Posts: 3914
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #1 on: July 08, 2008, 09:53:43 am »
Guilty: I drank a lot of kool-aid that month.   :(
Logged

beerbud1

  • Guest
Re: February 2007 loans pass 1/3 late
« Reply #2 on: July 08, 2008, 09:56:36 am »
That was my first month on Prosper. My portfolio resembles those numbers.
Logged

Urbi_et_Orbi

  • Hero Member
  • *****
  • Karma: +198/-117
  • Posts: 9355
  • "Lock Him Up" - Suspended Since 9/3/2009
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #3 on: July 08, 2008, 10:47:47 am »
My personal delinquency percentage for Feb 07 is currently sitting at 7.21%. (I will re-visit in a few months to see if it's holding)

For my loans made in June 2006, that number is 42.5%

I currently have 3 months where the current delinquency rate is above 30%.

I've doing okay since January 07, but my reason for slowing down has little to do with my mediocre portfolio performance.
« Last Edit: July 08, 2008, 11:18:35 am by Urbi_et_Orbi »
Logged
Mothandrust: "Why's he off the ballot in Colorado but it's OK for the other 48 states and Hawaii to vote for him"
https://www.prospers.org/forum/index.php?topic=37264.msg807090#msg807090

Xenon481

  • Hero Member
  • *****
  • Karma: +1039/-89
  • Posts: 12213
  • Feeling Gassy
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #4 on: July 08, 2008, 11:06:32 am »
All 3 of my Feb 07 loans are current, but my Jan 07 loans are 72.16% delinquent ($200 across 3 loans; one 4+ Months Late and one Defaulted due to Bankruptcy).
Logged

Nora_Lenderbee

  • Hero Member
  • *****
  • Karma: +1/-4
  • Posts: 7069
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #5 on: July 08, 2008, 11:31:36 am »
My feb 07 loans are all current (total of 8 loans). My jan 07 loans are another story: 1 current, 3 paid, 1 <15, 1 >15, 2 4+ months late, 1 default.

I just had a rash of lates on loans that are over a year old.   :(
Logged

pioneer11

  • Hero Member
  • *****
  • Karma: +159/-2034
  • Posts: 9136
  • 7/27/07-1/28/23
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #6 on: July 08, 2008, 12:06:04 pm »
1 of 4 is 4+ months late.
Logged
Why should I save a dog for $19 per month when I can save a child for $10 per month?

cubbiesnextyr

  • Hero Member
  • *****
  • Karma: +761/-761
  • Posts: 27338
  • Suspended since 12/13/07
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #7 on: July 08, 2008, 12:49:11 pm »
I'm at 100% current baby... 1 for 1!  ;D
Logged

DCS

  • Hero Member
  • *****
  • Karma: +2/-1
  • Posts: 1581
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #8 on: July 08, 2008, 01:07:45 pm »
My Feb 2007 borrowers were perfect as well.

Sep 2006 is my worst at 50% delinquent!

And Apr 2007 isn't shaping up to be any picnic either.  23% delinquent already!
Logged

Staneslav

  • Full Member
  • ***
  • Karma: +7/-1
  • Posts: 230
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #9 on: July 08, 2008, 01:30:15 pm »
a
« Last Edit: December 06, 2017, 01:12:31 pm by Staneslav »
Logged
Look to my coming, at first light, on the day of the Cub's mathematical elimination. At dawn, look to the NL Central.
My apologies to Tolkien.

NewHorizon

  • Hero Member
  • *****
  • Karma: +0/-0
  • Posts: 3914
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #10 on: July 08, 2008, 01:35:06 pm »
Quote from: Staneslav on July 08, 2008, 01:30:15 pm
Quote from: DCS on July 08, 2008, 01:07:45 pm
My Feb 2007 borrowers were perfect as well.

Sep 2006 is my worst at 50% delinquent!

And Apr 2007 isn't shaping up to be any picnic either.  23% delinquent already!

Do I need to have another sampling theory post?
Why worry about samples when ALL* the data  is right there?

* Well, there are those 66 loans that "disappeared", but you know what I mean, silly.
Logged

biblio1

  • Sr. Member
  • ****
  • Karma: +0/-0
  • Posts: 392
  • Always designated driver, never life of the party.
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #11 on: July 09, 2008, 05:20:00 pm »
February was when I inflicted the most pain on my portfolio. All of my current bks (snickering at the oxymoron) were made this month.  The fourth paid early.
Logged

arebelspy

  • Hero Member
  • *****
  • Karma: +0/-0
  • Posts: 1549
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #12 on: July 09, 2008, 05:31:46 pm »
Heh, the month of the first Prosper days when everyone was so hyped. Hilarious.

You know, for all the crap Pensioner takes, at least he got out then instead of pressing his losses.
Logged

Capital_Finance_Group

  • Hero Member
  • *****
  • Karma: +0/-0
  • Posts: 1586
    • View Profile
Re: February 2007 loans pass 1/3 late
« Reply #13 on: July 11, 2008, 12:32:14 am »
At least I do not have a 2/2007 Loan among my Prosper problems.
Logged

bamalucky

  • Hero Member
  • *****
  • Karma: +427/-427
  • Posts: 42819
    • View Profile
Re: February 2007 loans pass 1/3 late(now 40.5% late)NEW TITLE
« Reply #14 on: November 29, 2008, 11:10:18 am »
Less than 4 months & we have 7% more late
Logged
There are no stupid questions, just stupid people.
Pages: [1] 2 3   Go Up
« previous next »