My comment? It's a juvenile hit-piece written by a fool who let himself be a tool for people with an agenda - I especially liked the scare line about Prosper wanting sensitive information like "your name, social security number, your bank account information - and your home address" - because, you know, even if that information didn't have to be collected by law, there's NO reason that any financial company would need to know who its clients are or how to contact them or a means to - I'm just guessing, here - transfer money back and forth.
Regardless of which bird (or set of birds) chews up the "news" and spits it into your mouth, to repeat/report it is still a regurgitative act.
-t