Urbi, right as always.
Bookwyrm captured this on July 10 (the day after the answer and info was posted):
FraudMan 02:12:14 PM Viewing the topic Anyone on Ashley Gaerke's loan (possibly in the name of Oakland Gaerke)?.
Anyone think this is actually meaningful?
Chamatrain immediately commented:
Sure. Now he knows they got caught lying. Again.
Followed by beerbud's comment 15 minutes after bookwyrm's post:
He's still here and he is still reading that topic.
Plenty of proof that Prosper knew about this on July 10 and elected to do nothing until The Motley Fool shamed them into addressing this.