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Author Topic: Is this a bad sign?  (Read 212295 times)

112233

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Re: Is this a bad sign?
« Reply #30 on: May 13, 2008, 10:54:13 pm »

Just checked and a guest is printing this topic out right now..
I think those guests are just spiders finding their way to the print page links
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Urbi_et_Orbi

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Re: Is this a bad sign?
« Reply #31 on: August 09, 2008, 04:03:48 pm »

Has Anton had enough?  In July 2008, for the first time in Prosper history (since November 2005 in this case), Anton did not bid...
http://www.lendingstats.com/lenders/anton  (His portfolio, of course, is performing better than most.)

Even RateLadder sems to be slowing down, with no bids in July...
http://www.lendingstats.com/lenders/RateLadder_com

Islandmele did not originate any new loans in July...for the first time ever since she started in July 2006.
http://www.lendingstats.com/lenders/islandmele

Say it ain't so, PrivateLender...
http://www.lendingstats.com/lenders/privatelender

Nonattender not bothering to put his money where his mouth is...
http://www.lendingstats.com/lenders/nonattender

And, finally, in observance of Karma-Day on Prosper...
http://www.lendingstats.com/lenders/bmay2

bamalucky

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Re: Is this a bad sign?
« Reply #32 on: August 09, 2008, 04:15:25 pm »

Yeah,we see a local of text support,but no money support from the team brown nose.
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Mtnchick

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Re: Is this a bad sign?
« Reply #33 on: August 09, 2008, 05:17:14 pm »

Gotta save that cash for the "Great Escape".
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God-Father

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Re: Is this a bad sign?
« Reply #34 on: August 09, 2008, 07:40:53 pm »

Has Anton had enough?  In July 2008, for the first time in Prosper history (since November 2005 in this case), Anton did not bid...
http://www.lendingstats.com/lenders/anton  (His portfolio, of course, is performing better than most.)

Even RateLadder sems to be slowing down, with no bids in July...
http://www.lendingstats.com/lenders/RateLadder_com

Islandmele did not originate any new loans in July...for the first time ever since she started in July 2006.
http://www.lendingstats.com/lenders/islandmele

Say it ain't so, PrivateLender...
http://www.lendingstats.com/lenders/privatelender

Nonattender not bothering to put his money where his mouth is...
http://www.lendingstats.com/lenders/nonattender

And, finally, in observance of Karma-Day on Prosper...
http://www.lendingstats.com/lenders/bmay2

I didn't check all of your references, but ANTON picked up a loan in August.
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Urbi_et_Orbi

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Re: Is this a bad sign?
« Reply #35 on: August 09, 2008, 07:59:03 pm »

Yes, I am aware that Anton has placed $100(!) in August.  My comment above notes that I was referring to July 2008 - the first and only month on record where Anton did not add a loan to his portfolio.

christoofar215

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Re: Is this a bad sign?
« Reply #36 on: August 09, 2008, 08:00:16 pm »

Hah NA didn't originate anything... full of sh** will sell you down the river, but won't get in the boat himself.
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bamalucky

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Re: Is this a bad sign?
« Reply #37 on: August 09, 2008, 08:02:53 pm »

People who invest in CROX & ZIXI are broke  ;D
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NewHorizon

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Re: Is this a bad sign?
« Reply #38 on: August 11, 2008, 12:07:05 pm »

fwiw, anton just put $100 on this A-$25K-35% listing.
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112233

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Re: Is this a bad sign?
« Reply #39 on: August 11, 2008, 12:14:25 pm »

insurance agency? I thought it was the susquehanna hat company
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ira01

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Re: Is this a bad sign?
« Reply #40 on: August 11, 2008, 12:18:01 pm »

fwiw, anton just put $100 on this A-$25K-35% listing.

Obviously Larsen needs to read my blog: From Prosper's inception through the end of 2007, high-rate A loans (just like their AA counterparts) have performed terribly -- out of 45 A loans ranging from 19%-29%, 13 of them (29%) are 1-month late or worse (11 are 2-months late or worse). 
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mothandrust

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Re: Is this a bad sign?
« Reply #41 on: August 11, 2008, 07:28:07 pm »

I read your blog; do you think part of the AA-A defaulting is because of the effective nullification of Prosper's ID Theft guarantee?  Are these high interest rates going bad after 4-5 months or after 0-1 months?
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hoosier500

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Re: Is this a bad sign?
« Reply #42 on: August 11, 2008, 07:37:30 pm »

fwiw, anton just put $100 on this A-$25K-35% listing.
From the Q/A -

I really need this loan to fund at 17% or better to be competitive with other financing options that I have. I am a lender on Prosper, and strongly believe in the P2P concept, however I need a competitive rate here to be fiscally responsible. I thought I would give it another try in order to beat the 23% rate that prior loan funded at. I listed my first loan the same way with a high starting rate and it was bid down to 13.9%,

Will it happen in 22 hours?  On a Tuesday?  I would think not, but stranger things have happened.  It would be interesting to see if he cancels the loan AGAIN if it ends above his target...
« Last Edit: August 11, 2008, 07:39:35 pm by hoosier500 »
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ira01

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Re: Is this a bad sign?
« Reply #43 on: August 11, 2008, 08:21:56 pm »

I read your blog;

Thank you!  ;D

Quote
do you think part of the AA-A defaulting is because of the effective nullification of Prosper's ID Theft guarantee? 

I don't think so, because the loans I looked at for this analysis were originated from Prosper's inception through 12/31/07.  For most of that time period, Prosper was repurchasing loans (although probably not enough).  Prosper's apparent abandonment of its "100% ID-theft guarantee" didn't seem to effect loans originated before August 2007, so only around 5 months of the 2-year or so time period I examined would have been effected. 

Quote
Are these high interest rates going bad after 4-5 months or after 0-1 months?

I don't know, but will take a look at that.
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bamalucky

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Re: Is this a bad sign?
« Reply #44 on: August 13, 2008, 11:55:27 pm »

Ratladder hasn't bid in over 2 months.

Shira hasn't bid since Nov 2007
« Last Edit: August 14, 2008, 12:04:21 am by bamalucky »
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