My conditions for re-lending
1) They clean up their defaults, get my default rate down from the 20% it is now, to more like 10%, 6 out of 13 of my loans that are defaulted need to be cured, if collections can't get it out of the lenders, I'll accept money direct from Prosper as well to meet this condition
2) Some sort of substantiative measure to make sure this kind of mess never happens again (I'll leave that one open, but many of the wonderful ideas I've seen on Prospers.org for a better Prosper would apply to this)
3) Better ability to see the potential borrowers, how about just black out the social security numbers and other private info and show us a full Experian report?
That's just for starters...with this I might start to think about it again...