Can you change your account to an address in a non-lending state? Friend, family....?
This may be doable, if just getting the $1.78 back was the whole point.
However, I think the point is, the guy doesn't want to be bullied by a company who apparently is planning to keep the "chump change" of "800,000" members unless they agree to blackmail and sign their crackpot docs.
Prosper should have one answer and one answer only to this: "Yes sir, you may withdraw your remaining funds"
Prosper can easily "make" six or even seven digits by harassing lenders into abandoning their last <$25 amounts.
They should not be permitted to get away with this, it is criminal. If *I* set up a scam to trick tens of thousands of people out of $1-$24 apiece, I'd be sent to prison.
Prosper.com talks big about community, empowerment, etc. And yet, they are blackmailing people out of the money they entrusted them with?
This, to me, is the worst shit they've pulled so far. And it's a long list now.