Recap:
Two loans went late at roughly the same time (missed mid-Jan payment)...One about 20 months old, another 2 months old (3.0). The old loan went to Amsher for collections, the new loan went to Prosper In-House.
Update:
After about 3 days in collections, the In-House loan showed a manual payment for slightly more than the regular amount. Not only that, 2 days later there was an automatic pull attempted, for slightly less than the normal amount (add the two payments together it appears they would be the sum of two normal payments). The automatic payment failed yesterday, but the manual payment cleared and has been credited to my account. So, the account is back to <15 days late but still in collections.
And I still haven't seen one dime from Amsher. Not on this current loan or any of the prior 5 COs (not counting BK).
Reaction:
I feel Amsher probably doesn't give two shits. Anything they get they probably figure is a bonus. Prosper on the other hand has a ton more to gain from giving an honest effort to collect. I know some of you have gotten funds from loans that went to Amsher. I don't know how many have In-House loans and how those might be working.