I have a payment due on May 2 which has said "processing" all week. I would have expected the payment to clear on Thursday or, at the latest, Friday, so I have no clue why it still says "processing." The money is now in my account. This borrower makes automatic payments and has never been late. With this payment I'm now over the $25 withdrawal threshold for California, so I think I'll withdraw all and see what happens.
With this withdrawal, and my shrinking portfolio, it will take a while to build up to $25 again. I'm going to have to ask Prosper if I'll have to KEEP $25 in my account to make the final withdrawal.