Possible...but we actually don't know that yet, since your estimate range also covers into negative territory. I noted also that for my portfolio, which is basically all done, it still includes, percentage-wise, a very large range. The results, as presented for me, are also not accurate.
My question then, if your estimate for a completed portfolio is inaccurate and includes a rather large spread in the estimate, how much confidence do you have in the accuracy of data presented for an active portfolio, heavily weighted towards younger loans?