Well I can only speak for myself.
I really do not have “anger” at Prosper. I attempted this social lending as an experiment to see if there might be some investing potential here. I even went so far as to give a couple of “loans” to people that I knew, by reading their info, that they would never pay it back. But I really felt they needed (and potentially deserved) a hand out, so it allowed me to do that and take a write off for the eventual loss.
However, I learned that Prospers execution of the platform left a lot to be desired. OK that is a huge understatement. Yes it was a new platform, but it seemed to me that their main emphasis was on the borrower and not on where the money was coming from, the lender, was misguided at best. So I would say that I experienced disappointment for a platform that seems to have lots of potential. Perhaps just the times are wrong for this to really be profitable for lenders.
So overall I got disenchanted with the platform in its entirety. I do not see where large amounts of money are going to be made by the lenders here. Yes they have some feel goods, but the time, effort, and worry needed to make a go of this is way too high for the return.
But I do think that Prosper will be buried by LC, their emphasis seems to be more well rounded.
Accordingly I did not go on to give LC a try… Just waiting for the last of the return of my funds invested three years ago, then off to the races.