loco, I'm sure you saw my comments on my recent experience with Prosper and bk loans. In 2009, I emailed Prosper about two bks and was basically blown off. A few weeks ago, I emailed Prosper again about one of the bks I asked about in 2009, and learned this time that Prosper didn't file a proof of claim in 2008. That information was available to Prosper when I first asked in 2009, yet was not disclosed to me.
Last week, I was told that Prosper would repay the loan as if a timely claim had been made, but Prosper couldn't tell me when that would happen. Nothing has happened yet.
While I appreciate that Prosper 'fessed up, finally, I shouldn't have had to raise this at all, and shouldn't have had to raise it twice.
This is just the latest example of problems I can document that *I* have had with Prosper. While I hope, for the sake of current lenders, that Prosper coming clean on this concern is evidence that Prosper will take its fiduciary responsibility to lenders seriously, my history with Prosper is such that I won't ever lend again myself. And yes, I can post more examples specific to me, although most are from Prosper 1.0.