mothandrust,
thanks, I may go that direction. Just FYI, after emailing support@prosper.com on 10/9, and forwarding that e-mail again to compliance@prosper.com on 10/18, I heard absolutely nothing in reply for over a month.
So, I called on 11/27, and talked with Serena, who was very polite. She saw my e-mail(s), but said that she didn't have any information on Prosper's activities with regard to the bankruptcies in question. She would have to forward my query to her supervisor Rhasan.
Regarding the "Settled in Full" loan, she said it would take a while to do the research into what part of the LRA allowed such an action, and asked if she could end the phone call and send me an e-mail response later. I said OK.
After three days of no response, I called again today (11/30), and reached Andrew. He was also very polite and seemed more knowledgeable. Although he too did not have visibility into the bankruptcies, he referred me directly to Section 7 of the LRA when I asked about Settlement in Full. Problem is, he wasn't looking at my LRA, but the new one. He was unable to call up the LRA from my account (which I had on my screen at the time), so again, he's going to forward my query to Rhasan, who should get back to me. I promised to call back in a few days if I hadn't heard anything.
Of course, I'm keeping a written record of these e-mails and phone calls, and have downloaded the legal agreements from my Prosper account to my hard drive.
James