... you totally incompetent bastards.
I had two loans go to default, the famous terrygmc (snittybee "I prosime to pay").
Loan #6542,
https://www.prosper.com/lend/listing.aspx?listingID=81028Last two payments Mar 17, 2007 and April 17, 2007
and
My charlie11 loan, who was paying btw and only 3 months late.
Loan #9458,
https://www.prosper.com/lend/listing.aspx?listingID=115059Last two payments Nov 30, 2007, Dec 14, 2007
So this had a chance to be one of the very few 4 month old loans that comes back current. If it did it probably would have restored my faith in the borrowers, BUT NOTHING CAN RESTORE MY FAITH IN PROSPER. To top it off it was only 4 months late for a few weeks. I guess it just barely caught the right time frame for the sell off and Prosper doesn't care about anything else.
Only a total complete incompetent loan servicing company would sell off a loan that is paying and trying to become current.