According to Beyond Compare (I love that program!) The only other change is the addition of the following sentance to section 5:
Prosper shall retain as additional servicing compensation, NSF fees and similar fees, except for late charges, which will be paid to you. Prosper shall also retain as additional servicing compensation additional amounts payable by borrowers in respect of the discount foregone by borrowers as a result of the borrower's withdrawal of authorization or other termination of authority for loan payments to be made by automatic withdrawals, as provided in Paragraph 7 of the Note.
Sorry I missed this earlier; please disregard my previous post regarding the first quoted sentence.
The quoted sentences were
deleted from the "Servicing Compensation" paragraph of Section 5, not added to it. They were present in the 11/8/07 version, and omitted in the 1/4/08 version.
The first deleted sentence was mostly redundant; the "Servicing Rights" paragraph already specified that NSF fees belonged to Prosper. The only potentially significant change is that the agreement is now silent as to who gets the late charges; previous versions clearly assigned them to the lenders.
The second deleted sentence matches the change in the promissory note. Presumably, the 1% bank draft charge on loans prior to 1/4/08 will either be waived, or Prosper will rely on the versions of the Lender Agreements which were in effect prior to 1/4/08 to justify its claim to these funds.