What is your experience in P2P lending?
I'm still very new at this. My first loan on prosper originated late December 2007; my first lendingclub loan is from mid-January. In both cases, I was attracted by the "free" $25 sign-up bonus and the apparently high rates available. I've made a few loans I would not have made today, a few weeks later, but I put that down as cost of education.
How did you end up at Prospers.org?
I don't remember exactly. Probably via Google and/or someone's blog. When I'm trying out something new, I'm a voracious consumer of related information. It's very interesting for me to find this community.
Where to do you live?
A city in the Midwest -- not the most pleasant place in the world to be this time of year, but nine months out of twelve, it's great.
What do you do?
I'm a computer programmer. My official job title may sound more grand, but that's what I do.
Other investing experience?
Most of my money is in tax-advantaged retirement plans, and most of my money continues to go into those. I have a bit less in brokerage accounts, mostly in mutual funds and a bit less in individual stocks. I've been doing this seriously for ten years or so and I've made my share of mistakes.
Other hobbies?
Travel: I'm not originally from the US and I like to visit other countries from time to time.
