This borrower isn't getting his wages garnished after he racked up 48 delinquencies in the past 7 years, nor does he seem to being disciplined over the 27 current DQ's on his listing.
Don't hold your breath that his CO is going to have him peel potatoes or clean latrines because he's late on his Prosper loan.
When I was new to Prosper, I assumed that "Groups" were based on the model of Joe the Volunteer Firefighter. I envisioned that if Joe were to fall behind on his payments, the firehouse captain would take him behind the woodshed and say, "People depend on firefighters, Joe. You can't be a firefighter if you're not dependable. Now go bring your Prosper loan current or clean out your locker."
And Joe, whose life's passion is saving lives as a volunteer firefighter, would bust his hump to bring his Prosper loan current.
I soon found out that NO GROUP on Prosper worked this way. Someone could be an Eagle Scout, Rotarian, NRA member, Presbyterian, etc. and default on his loan and there was never any "real world" consequence like having his Eagle Scout award revoked or being excommunicated from his church.
Not to say one couldn't build a group around such a model, but this was one of the many novel ideas for groups that no one was willing to implement.