I'll add my commentary here.
I don't think these lawsuits will matter one whit in the big scheme of things.It isn't gonna make any of the other borrowers repay.It won't do anything but force most of these borrowers into a faster bankruptcy.
If prosper cared about lenders,they would remove Texas from the borrower list,show 30,60 day lates,include a more detailed credit report,stop pimping false advertising,verify the lies in the description & stop letting people list who have no verifiable income.