2/28/08 was when I sent the first email, so Prosper is 3 months late already.
After next month the overcharged amounts will be up for auction by a JDB, who will offer 1.5 cents on the dollar.
This has got to be a real accounting mess for them even to figure when the dollar amount is, now that we have loans that never were with Penncro going into collections as well as those that were transferred over.
If, say, 75% of the payments were made on previous loans with Penncro then Prosper only owes us between $3,214 and $10,937.