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[onthefence]

In fairness, I think Prosper says that endorsements without bids are essentially worthless.  I think someday they'll get rid of the ones without bids.

I think they should keep the endorsements without bids.  It helps us to identify the smarmy people who try to game the system with a flood of no bid, unverified endorsements.

[pioneer11]

I haven't read everything here but noticed that yankeefan got a post on this through on .com.  Good job Yankeefan!

[onthefence]

Poll: http://www.prospers.org/forum/index.php/topic,8348.0.html

[bamalucky]

That said, I think there's a tendency to witch hunt here or at least look at things from a negative perspective.

If you would get your head out of your ass & stop pimping out for a few dollars of adsense revenue,you too would have a negative perspective.

You are losing your ass on your numerous late loans & you are too stupid to even realize it.

http://www.lendingstats.com/lenders/technologyguy

Over 40% of your loans are past the point of ever paying another penny? Get it?

[xraider]

Lazyman, now that I see your stats, please tell us what Prosper gives you for blogging for it.  Cash?  Options?

[bamalucky]

Lazy isn't as stupid about Prosper as he pretends.He only has 2 loans all year long.

[lazymanandmoney]

One could easily infer that your active blogging for Prosper could be construed to add credibility to any Prosper-related claims you make elsewhere.

It looks to me as though you were serious, but you included some language to give you an "I'm just joking" out if confronted by anyone.

If this was an attempt at satire, it was misguided and poorly executed.

Inferences can be mistaken.  In this case they are.

When I aim for satire, I try to blur the line and be as serious as possible.  A couple of examples are: http://www.lazymanandmoney.com/budgeting-for-a-tank/ and http://www.lazymanandmoney.com/snowforting-snowflaking-an-emergency-fund/.  

[bamalucky]

Lazy,i'd be very interested in hearing what Rateladder has said about your blog post.

[lazymanandmoney]

That said, I think there's a tendency to witch hunt here or at least look at things from a negative perspective.

If you would get your head out of your ass & stop pimping out for a few dollars of adsense revenue,you too would have a negative perspective.

You are losing your ass on your numerous late loans & you are too stupid to even realize it.

http://www.lendingstats.com/lenders/technologyguy

Over 40% of your loans are past the point of ever paying another penny? Get it?

1) The money I put in there, I could very well afford to lose.  In any event, I don't think a negative 3% return on a $10,000 investment counts as "losing your ass."  It counts as losing $300 - a number I assure you, I make up on my website.
2) What's the alternative?  You guys are carrying the ball well.  I would just slow you down trying to figure out how I could help.  Even then, I'm going to get my $300 back.  That's a poor return on investment if it takes me more than two days worth of work... note: It will take more than 2 days worth of work.

I've determined it's better to just spend my time moving forward and making money.  I made some poor lending choices.  I made mistakes.  I've learned and now I'm wiser. 

By the way, no one mentioned my perfect lending record on Lending Club.  They were all current before Lending Club had to start servicing them themselves.
2)

[lazymanandmoney]

Lazyman, now that I see your stats, please tell us what Prosper gives you for blogging for it.  Cash?  Options?

I believe I'm under NDA when it comes to discussing my compensation.

[112233]

Lazyman, now that I see your stats, please tell us what Prosper gives you for blogging for it.  Cash?  Options?

I believe I'm under NDA when it comes to discussing my compensation.

lol .. NDA is enough information for me

[onthefence]

I believe I'm under NDA when it comes to discussing my compensation.

lol .. NDA is enough information for me

NDA compensations are boring.  They never include hookers or blow.  Hold out for the combo man!

[lazymanandmoney]

Lazy,i'd be very interested in hearing what Rateladder has said about your blog post.

I eagerly await his comments as well.  I'm actually surprised he hasn't commented by now.

With regard to my LendingStats, look a little deeper and you'll find that almost all my loans were before bidding guidance was put into place.  I haven't not been lending money in recent months.  (Maybe one or two loans in the last 6-10 months.)

I noticed that early in this thread (and in my own blog) that Bamalucky was quick to point out that I have a Estimated ROI1       -3.39% according to Lending Stats.  He didn't mention and still hasn't addressed that the fact that I've learned and changed my lending over time.  That's the kind of thing that I was talking about by immediately looking for the negative.  

[lazymanandmoney]

I believe I'm under NDA when it comes to discussing my compensation.

lol .. NDA is enough information for me

NDA compensations are boring.  They never include hookers or blow.  Hold out for the combo man!

It turns out that my wife is against me going with hookers ;-).  I haven't asked her about the blow yet.  I haven't traditionally be in that sort of thing.

[Urbi_et_Orbi]

Ericscc suggests -7.84%

http://www.ericscc.com/lenders/TechnologyGuy