Prosper's web site says Loan #1089 borrower filed Ch13 bk on 11/06/2006.
Most recent payment was Sept 30, 2006. Prosper still has the loan in the "4+ late" category.
I don't understand the timeline of bk very well. Some time is used up by the legal process, wit the lawyers filing paperwork, and hearings and so forth. Then, for ch13, there may be a "plan" where money is handled by a trustee or something, and there are partial payments. Right?
But on this loan it has been two damn years, and there are no payments of any kind. Kinda makes you think that something is wrong. Perhaps the claim that there was a bankruptcy filing is in error, or fraudulent. Perhaps this was actually discharged, and Prosper never processed the discharge. Lenders have no way to check, as we don't know the name of the borrower.
Two years is absurd, right?