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Author Topic: I'm $.67 richer this morning!  (Read 12575 times)

xraider

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I'm $.67 richer this morning!
« on: September 22, 2008, 07:39:57 am »

Prosper processed the AmSher overcharge, with interest.

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ferengi31337

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Re: I'm $.67 richer this morning!
« Reply #1 on: September 22, 2008, 11:24:39 am »

Xraider FTW, i got only 53 cents plus 2 cents interest.

I should try not to spend all 55 cents in one place.

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BigGulp

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Re: I'm $.67 richer this morning!
« Reply #2 on: September 22, 2008, 11:30:00 am »

.75 for me.   :ninja:

...Gulp
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cubbiesnextyr

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Re: I'm $.67 richer this morning!
« Reply #3 on: September 22, 2008, 11:34:48 am »

In order for me to receive any money AmSher would have actually had to collect some money for me...
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Xenon481

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Re: I'm $.67 richer this morning!
« Reply #4 on: September 22, 2008, 12:21:24 pm »

Where are you seeing how much you were credited?  I can't find anything that tells me such.  I also never received the initial e-mail that other people seemed to be getting saying that they would be crediting soon.

I have more than one loan that was originally with Penncro (never went to Penncro), went late and was sent to AmSher, and AmSher has been charging me full 17% fees.  I am wondering if PMI has messed up in how they determined who and how much to credit.

ETA: I also have FirstSource selected as my collection agency of choice, not AmSher.

Nora_Lenderbee

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Re: I'm $.67 richer this morning!
« Reply #5 on: September 22, 2008, 01:01:17 pm »

Xraider, perhaps you (or ferengi) should add this news to the thread in the Lobby about the excess fees:

http://www.prospers.org/forum/where_is_refund_of_excess_collection_fees-t7510.0.html
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ira01

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Re: I'm $.67 richer this morning!
« Reply #6 on: September 22, 2008, 01:11:16 pm »

Where are you seeing how much you were credited?  I can't find anything that tells me such. 

You have to go to "accounts," "activity," and then look for entries stating "Collection agency fee adjustment" and "Interest adjustment."  (Prosper never makes it easy or transparent, notwithstanding their blog bloviating.

I got $0.49 -- Whooee!

Quote
I also never received the initial e-mail that other people seemed to be getting saying that they would be crediting soon.

I have more than one loan that was originally with Penncro (never went to Penncro), went late and was sent to AmSher, and AmSher has been charging me full 17% fees.  I am wondering if PMI has messed up in how they determined who and how much to credit.

WHAT?  You think Prosper may have messed something up?  How could you even entertain any such idea?  :ninja:

I can't recall now, but I think Prosper may have limited their refund promise to loans that were already at Penncro and then moved to AmSher.  Of course, one might reasonably ask what gave Prosper the authority to reassign even loans that weren't yet late, but which the bidders had chosen Penncro, from Penncro to a higher priced CA.

Please check your activity page to see if you did or didn't get the refund.  Enquiring minds want to know if Prosper left a big group of aggrieved lenders out of the refund.   :ninja:

Quote
ETA: I also have FirstSource selected as my collection agency of choice, not AmSher.

That shouldn't matter -- I did too.
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Fred93

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Re: I'm $.67 richer this morning!
« Reply #7 on: September 22, 2008, 01:19:05 pm »

I see a whole bunch of credits last night labelled as collection fee adjustment and interest adjustment.  They go on for several pages.  One of them was over $14. !  I haven't tried to add them up.

Mtnchick

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Re: I'm $.67 richer this morning!
« Reply #8 on: September 22, 2008, 01:26:26 pm »

I have about a page of them. What's interesting (no pun intended) is that only 3 were awarded interest - at a grand total of 3 cents.
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xraider

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Re: I'm $.67 richer this morning!
« Reply #9 on: September 22, 2008, 01:29:59 pm »

I have no objection if this is moved to the lobby.
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Xenon481

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Re: I'm $.67 richer this morning!
« Reply #10 on: September 22, 2008, 02:01:03 pm »

Please check your activity page to see if you did or didn't get the refund.  Enquiring minds want to know if Prosper left a big group of aggrieved lenders out of the refund.   :ninja:

I have confirmed that I did not receive a refund.

Roadhawk

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Re: I'm $.67 richer this morning!
« Reply #11 on: September 22, 2008, 02:05:50 pm »

Please check your activity page to see if you did or didn't get the refund.  Enquiring minds want to know if Prosper left a big group of aggrieved lenders out of the refund.   :ninja:

I have confirmed that I did not receive a refund.
I did not receive anything either.
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JammingJAY

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Re: I'm $.67 richer this morning!
« Reply #12 on: September 22, 2008, 02:32:14 pm »

.44 here



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beerbud1

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Re: I'm $.67 richer this morning!
« Reply #13 on: September 22, 2008, 02:41:53 pm »

I got $8.91
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ira01

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Re: I'm $.67 richer this morning!
« Reply #14 on: September 22, 2008, 03:55:06 pm »

I have about a page of them. What's interesting (no pun intended) is that only 3 were awarded interest - at a grand total of 3 cents.

They were probably all awarded interest -- just for most of them it was less than $.005, so it displays as $0.00.  If you mouse over the $0.00, it shows a small amount of interest (or at least it does on mine).
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