I am so confused. Prosper moved one of my loans to Charge off. Loan number is 12577, which is part of the group Prosper is suing. When I click on the Loan Detail tab, I see the following
This loan has been charged-off with no value
This loan has been charged-off completely, and your loan balance has been reduced to $0.00. There is no possibility of receiving any further recoveries on this loan.
OK, for this loan since I did not opt out, in theory, I could receive some money on this loan. I understand that because this is one of the test groups, why the statement is there. What I don't understand is what about my other +4 loans, are they stating they are not doing any kind of collection activities on them? If this is the case, I want all my +4 loan sold, even if it is only for 3 cents on the dollar, which is better then zero cents.