You know, ResearchPro...you may be just the person we need to render an opinion on the origination patterns and to what extent loans originated late in the month perform any differently than the overall pool of loans. 
Urbi, if you realize there's no proof of correlation between "end of month origination" and performance,
but know at least that there IS a way to find out, why not either do that yourself OR ask someone to
look into it for you (as you say, there are many here who have the capability to look at the data that
Prosper provides and either prove or disprove your "suspicion") - rather than treat it like a news story?
ETA: Also, if you find that the people who have the ability/capability to analyze the data in that way
don't want to waste their time doing so, for whatever reason, then maybe you should learn how to do
it yourself, or pay someone, rather than placing demands on the time of others to do your "homework"
for you, in order to refute some hare-brained idea - and, rather than taking the unwillingness of those
who are capable as sign of some conspiracy, maybe, instead, you'd consider they've got better to do.
-t
