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Author Topic: I got to join the suspended club  (Read 15599 times)

Capital_Finance_Group

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Re: I got to join the suspended club
« Reply #30 on: December 19, 2009, 03:17:49 pm »
Quote from: cubbiesnextyr on December 18, 2009, 02:54:06 pm
Quote from: DakotahFury on December 18, 2009, 02:52:31 pm
Of all the stupid shit I did on Prosper (the gag-listings, especially)...I never did get suspended. I wonder why... ???

They fear the mullet.

Long live the Mullet.
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Mtnchick

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Re: I got to join the suspended club
« Reply #31 on: December 22, 2009, 12:11:19 pm »
Quote from: pacino58 on December 17, 2009, 08:13:56 pm
I am fine with moving to the lobby

Bump ;)
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Classic comment from Urbi to a poster who said they were leaving:

"Once again, we note that your threats are hollow and you come across like a sad, lonely blowhard.

I doubt anyone here gives a shit about you.  We pretty much all know that you are a vile and unethical parasite of a human being with an abnormal craving for attention."

Senator

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Re: I got to join the suspended club
« Reply #32 on: December 22, 2009, 08:37:06 pm »
Prosper's fees for a $1K AA loan is only $5?
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Stats as of 12/29/2010:
Total withdrawals: $3,488.87 minus (-) Total deposits: $3,600.00 = ($111.13)
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Total active notes: 0 of 70.

Successful loans are made to persons who are on a clear path to financial stability. -Mjerryfirst May 18th, 2008.

I know that when I make my 10% those "unbelievers" will call it luck cause that will be the easiest way to excuse their mistakes. -Researchpro May 5th, 2009.

It's a great time to be poor and irresponsible in America. -PPT May 2009

MsTabbyKats

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Re: I got to join the suspended club
« Reply #33 on: December 22, 2009, 08:57:32 pm »
Quote from: Senator on December 22, 2009, 08:37:06 pm
Prosper's fees for a $1K AA loan is only $5?

I just checked...that's how it looks.

Maybe it's time for me to get another loan  :D
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cwsswc

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Re: I got to join the suspended club
« Reply #34 on: December 22, 2009, 10:46:05 pm »
Quote from: MsTabbyKats on December 22, 2009, 08:57:32 pm
Quote from: Senator on December 22, 2009, 08:37:06 pm
Prosper's fees for a $1K AA loan is only $5?

I just checked...that's how it looks.

Maybe it's time for me to get another loan  :D

I dunno -- the low fee doesn't seem to be worth the whole "have your financial life on file at the SEC forever" part of getting a loan through Prosper these days...
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yankeefan

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Re: I got to join the suspended club
« Reply #35 on: December 22, 2009, 11:06:46 pm »
Quote from: cwsswc on December 22, 2009, 10:46:05 pm
Quote from: MsTabbyKats on December 22, 2009, 08:57:32 pm
Quote from: Senator on December 22, 2009, 08:37:06 pm
Prosper's fees for a $1K AA loan is only $5?

I just checked...that's how it looks.

Maybe it's time for me to get another loan  :D

I dunno -- the low fee doesn't seem to be worth the whole "have your financial life on file at the SEC forever" part of getting a loan through Prosper these days...

... It doesn't have to be YOUR financial life.  Prosper says they seldom check up on identity.   :ninja:
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onthefence

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Re: I got to join the suspended club
« Reply #36 on: December 23, 2009, 11:08:32 am »
I don't think the information on the second is a personal privacy concern unless you are an idiot and reveal personal information in your loan listing.

Its fairly difficult to search out the true identities of deadbeats anymore.  If we could find out who they are I strongly suspect that prosper would be stuck with quite a few more claims of not living up to their identity theft guaruntee.
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cwsswc

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Re: I got to join the suspended club
« Reply #37 on: December 23, 2009, 11:39:56 pm »
Quote from: yankeefan on December 22, 2009, 11:06:46 pm
Quote from: cwsswc on December 22, 2009, 10:46:05 pm
Quote from: MsTabbyKats on December 22, 2009, 08:57:32 pm
Quote from: Senator on December 22, 2009, 08:37:06 pm
Prosper's fees for a $1K AA loan is only $5?

I just checked...that's how it looks.

Maybe it's time for me to get another loan  :D

I dunno -- the low fee doesn't seem to be worth the whole "have your financial life on file at the SEC forever" part of getting a loan through Prosper these days...

... It doesn't have to be YOUR financial life.  Prosper says they seldom check up on identity.   :ninja:

You know, that's probably a big part of the reason why I didn't make any money on Prosper. Silly me, thinking people with good credit histories were either usually honest with their money or at least disciplined enough to pay their bills. I guess I had implicitly assumed (or explicitly assumed, thanks to a certain "100% Identity Theft Guarantee") that 1) Prosper wanted to stay in business,  and 2) because Prosper wanted to stay in business, it would at the very least verify that people were who they claimed to be.

I simply cannot fathom how any lending would ever work successfully without the lender knowing basic identity information...
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