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[jmathree]

What more evidence do people need to finally comprehend the complete lack of moral compass of these people?

None.  I just initiated my first outbound transfer.

ETA:  I'm finished lending unless current management is replaced with a team that demonstrates a great deal more competence than what we have now.

[Xenon481]

Prohibited Activities. You agree that you will not, in connection with any listings, bids, loans or other transactions involving or potentially involving Prosper, (i) give, or offer or agree to give, to any Prosper lender or other person any fee, bonus, additional interest, kickback or thing of value of any kind in exchange for such person's bid, or offer or agreement to bid, on your listing; or (ii) represent yourself to any person, as a representative, employee, or agent of Prosper, or purport to speak to any person on behalf of Prosper.

How many times have Prosper employees presented themselves as a Prosper employee in their loan listing or through Q&A?

[ira01]

Or, perhaps they thought this thread was some kind of harassment, and the usernames were removed under those grounds?

That does seem the most likely. 

A silly reaction, but there it is.

That would probably be Prosper's public story, but it makes no sense.  There was no "PII" involved, or any harassment.  It was simply a discussion about some very mysterious happenings with the first loan and second loan listing of Prosper's CFO -- certainly fair game for discussion by any reasonable standard. 

Deleting past screen names in (a futile) attempt to hide the fact that the CFO's first loan is delinquent, and his second loan listing was 100% over-funded by Doug Fuller to outbid all other lenders on the listing and then immediately cancelled, something that no non-employee could ever do, raises very serious questions about what other special treatment Prosper employees receive when acting in a non-employee mode (i.e., as a borrower, lender, endorser, or group-leader).  If Larsen (Anton) has second thoughts about one of his bids, can he "withdraw" his bid or simply cancel the listing, thereby getting his money back?  If a credit-challenged Prosper employee wants to post a listing, can he alter his extended credit data and grade?  If a credit-challenged employee endorses a friend/relatives listing, can he then delete his own listing so his poor credit is no longer visible (oh wait, that already happened once; Prosper called it a "test").

[cowdog]

Or, perhaps they thought this thread was some kind of harassment, and the usernames were removed under those grounds?

That does seem the most likely. 

A silly reaction, but there it is.

That would probably be Prosper's public story, but it makes no sense.  There was no "PII" involved, or any harassment.  It was simply a discussion about some very mysterious happenings with the first loan and second loan listing of Prosper's CFO -- certainly fair game for discussion by any reasonable standard. 

Deleting past screen names in (a futile) attempt to hide the fact that the CFO's first loan is delinquent, and his second loan listing was 100% over-funded by Doug Fuller to outbid all other lenders on the listing and then immediately cancelled, something that no non-employee could ever do, raises very serious questions about what other special treatment Prosper employees receive when acting in a non-employee mode (i.e., as a borrower, lender, endorser, or group-leader).  If Larsen (Anton) has second thoughts about one of his bids, can he "withdraw" his bid or simply cancel the listing, thereby getting his money back?  If a credit-challenged Prosper employee wants to post a listing, can he alter his extended credit data and grade?  If a credit-challenged employee endorses a friend/relatives listing, can he then delete his own listing so his poor credit is no longer visible (oh wait, that already happened once; Prosper called it a "test").

Or get a loan, then enter that it isn't paying and in collections, but never turn it over to collections; or claim it went bk; or hold it forever in 4mo+ late purgatory ?

[Xenon481]

If Larsen (Anton) has second thoughts about one of his bids, can he "withdraw" his bid or simply cancel the listing, thereby getting his money back?

This actually happened just after (or just before maybe?) Prosper Days 2007, didn't it?  The stated reason for "withdrawn" bids showing up was that SO's were firing incorrectly.  But the only bids I remember seeing "withdrawn" were ones from Anton.

[DakotahFury]

When will this loan be 15 days late?

Origination was on the 5th, so I guess it will be in Late status on the 21st.  I'll post here again if I see any daggers.

Payment was due on the 5th...and his screenname was previously changed on the 4th. It gives the appearance of several attempts to cover his tracks over 2+ weeks time. This is incredibly shady.

Mark#s: Can you split this off to its own thread...preferably with an eye-catching thread title? 

[yankeefan]

I reported Kirk's profile to Prosper- noting that the screen name history had been deleted.   

[Staneslav]

a

[Nora_Lenderbee]

When do we start filing criminal complaints of fraud?

How about waiting until the loan is more than 15 days late, to make sure it isn't just a glitch with the bank (they do happen occasionally)? At this point, the name changes and the late payment could be simply an unfortunate coincidence.

[ira01]

When do we start filing criminal complaints of fraud?

How about waiting until the loan is more than 15 days late, to make sure it isn't just a glitch with the bank (they do happen occasionally)? At this point, the name changes and the late payment could be simply an unfortunate coincidence.

Could be, but more likely is that the <15 was a glitch but the name changes were still an intentional effort to hide the fact that the CFO's loan was late.  But what about the shennanigans with the CFO's mysterious second loan listing?  Is that also an unfortunate coincidence?

[Shenandoah]

When do we start filing criminal complaints of fraud?

How about waiting until the loan is more than 15 days late, to make sure it isn't just a glitch with the bank (they do happen occasionally)? At this point, the name changes and the late payment could be simply an unfortunate coincidence.

Could be, but more likely is that the <15 was a glitch but the name changes were still an intentional effort to hide the fact that the CFO's loan was late.  But what about the shennanigans with the CFO's mysterious second loan listing?  Is that also an unfortunate coincidence?

If it was name changes, maybe I could accept that it was a coincidence.  Instead the names were removed, which means someone intentionally went around the system to do something unusual.

[God-Father]

Check out my profile

http://www.prosper.com/groups/member_screen_names.aspx?alt_key=3B0E3420930441396718E11

Notice the "REMOVED" screen history.  All I had to do was ask.

Dear ,

We have removed your prior screen name from public view. Your current screen name "God-Father" will remain visible to the public.

For future reference, your Prosper support case number is 00324358.

Sincerely,
Prosper Customer Support

This email was sent to registered as God-Father on Prosper. We will never send you an email which does not contain the full name and screen name that you registered with.

--------------- Original Message ---------------
From:
To: support@prosper.com
Subject: Re: Other (I am a lender): Please explain below

I changed my screen name recently because I realized that my original screen name is the one that I use for pretty much everything and is easily googled, and with a little work traced to me.

I now see that there is a history that still shows my original name. To the extent possible, I prefer annonimity here. Is there anyway the original name can be removed?

Thanks.
ref:00D31QaG.50076Ye2s:ref

[ira01]

Check out my profile

http://www.prosper.com/groups/member_screen_names.aspx?alt_key=3B0E3420930441396718E11

Notice the "REMOVED" screen history.  All I had to do was ask.

Personally, I don't care if Prosper wants to remove prior screen names upon request for lenders.  But I don't believe that it should do so for borrowers with an active loan, because some lenders may have bid based upon the information revealed by the former screen name.  And in any event, no way in hell should Prosper remove screen name history for its own CFO who simply wants to try to hide the fact that the CFO of Prosper is delinquent on his own loan (and that his second loan listing was the subject of very mysterious dealings).

[Tokyo Joe]

That sucks.  What's the use of the user history if it can be deleted?  Just getting them to add it was a hard-won battle, and now it is meaningless, like everything they do.

Stupid Prosper. 

[God-Father]

When do we start filing criminal complaints of fraud?

How about waiting until the loan is more than 15 days late, to make sure it isn't just a glitch with the bank (they do happen occasionally)? At this point, the name changes and the late payment could be simply an unfortunate coincidence.

Could be, but more likely is that the <15 was a glitch but the name changes were still an intentional effort to hide the fact that the CFO's loan was late.  But what about the shennanigans with the CFO's mysterious second loan listing?  Is that also an unfortunate coincidence?

If it was name changes, maybe I could accept that it was a coincidence.  Instead the names were removed, which means someone intentionally went around the system to do something unusual.

The point of my post was that the statement "someone intentionally went around the system to do something unusual" isn't true.  They were able to accomplish this minutes after arrival this morning. 

But to further chime in, the system is meant to be annonomus.  If someone accidentally lets something out that breaks that, then you shouldn't be surprised that they are allowed to correct that.